Thinking to buy a home, one of the key components is the down payment. F years ago when the housing cracks it’s peak, there were no money down loans floated out there, but those are past history. Now you need hard money to make the loan.
| Home Loan Interest Rates | ||
| State Bank Of India | 10.75% | |
| ICICI Bank | Scheme I :10.50% (Fixed 1 yr) Scheme II : 10.75% (Fixed 2yrs) Scheme III : 10.75% (Fixed 3yrs), then 10.50% | |
| HDFC Ltd | Scheme I : 10.75% (Fixed for 3 yrs ) Scheme II : 11.25% (Fixed for 5 yrs ) , After that 10.50% rate or then applicable rate. | |
| HSBC Bank | 11% - Regular Home Loan 11.50% - Smart Home | |
| LIC Housing | Scheme I : 10.80% Scheme II : 10.70% (Fixed for 3 yrs) | |
| AXIS Bank | Scheme I :11.75% (Fixed for 20 yrs) Scheme II : 10.75% (Upto 25Lacs),Then 11% | |
| Citibank | 10.50% (Upto 25Lacs), then 11% | |
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